DEBT COLLECTION SERVICE
Equinox Credit Ratings and Debt Collections Company Limited was Incorporated under the laws of Ghana since March, 2001 and in the business of recovering debts for Individuals, Corporate bodies, Banks and Financial Institutions.
The principal objective of the Company has been to develop and maintain an operational profile which will continue to deliver standards in assisting the above mentioned to retrieve debts owed them in various forms.
Since 1992, when Ghana deregulated its debt collection systems, thus opening up a new market to provide debt recovery services. Equinox Credit Ratings And Collections (ECC) has been in the fore front since its incorporation, and has been dedicated to the focus of assisting in this direction, thus providing solution that takes off the heat and pressures that you may face by utilizing innovative approaches to Credit Asset Management whilst we ensure that the existing cordial relationship between you and your client is not derailed.
ECC also support its clientele in Due Diligence on work staff and new client, where we strive to provide information to our clients for their decision making process.
ECC also supports clientele by helping them set up recovery departments and also training their recovery staff so as to get the maximum effect and desired results in setting up the department. We also assist the sales and marketing teams of our client on how to identify early signals of default.
LEGAL AND AUDITS
In case a debtor's case goes to Court which is the last resort and an action we usually deem inexpedient, the client will be responsible for the filling fee and any other legal charges.
Equinox has a responsible team of lawyers in Accra, Kumasi and Koforidua, spreading the debt collections efforts. Our legal experts discuss every list of defaulters and educate management on the legal implications of each defaulter, before letters of indebtedness are served on them. And our firm of Accountants/Auditors Being Deloitte and Touche Forbes Consul International.
Our Experienced Team
A team of well trained experienced, executive collector, recovery, task force and bounty hunters are then deployed to undertake the recovery process after our ECC team of seasoned counselors have had an in-depth counseling session in credit management with the defaulters.
Target Market?
Our clients can be categorized as follows:
- Oil Marketing Companies
- Banks
- Leasing Companies
- Real Estate Developers
- Manufacturing & Production Business
- Non Banking Financial Institution
- Business owners (private businesses)
- Savings & Loans
- Government organizations
- Individuals
- Hotels